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CHAMBER BLOG

The Small Business Owner’s Guide to the CARES Act

3/27/2020

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The federal CARES Act was signed into law March 27, 2020. The Act provides enhanced Unemployment Compensation (UC) benefits and Pandemic Unemployment Assistance (PUA) for Pennsylvanians. 
For specific details, read our Notice of CARES Act Programs Potentially Available to You.
This new law provides: 
​​Pandemic Unemployment Compensation (FPUC) - Additional Benefits
An additional $600 per week, on top of regular benefits, to all UC recipients


Pandemic Unemployment Assistance (PUA) - Self-Employed, Contractors
Expanded eligibility for individuals who have traditionally been ineligible for UC benefits (e.g., self-employed workers, independent contractors)


​Pandemic Emergency Unemployment Compensation (PEUC) - For UC Benefit Exhaustees
An additional 13 weeks of UC benefits, beyond the regular 26 weeks already provided, for a total of 39 weeks of coverage.

The federal CARES Pennsylvania Guidance one-pager includes information on what you need to know and do. ​
Download The Small Business Owner’s Guide to the CARES Act to learn more about these programs. 

Full details from the State can be found here.
The Small Business Owner’s Guide to the CARES Act
File Size: 217 kb
File Type: pdf
Download File

NOTE: This is a federal program. Small business can apply for both state loan programs and the federal programs, however, they cannot use the loan proceeds for the same “loss.”  For example, if someone applies for the federal economic injury disaster loan to help cover rent for the next 6 months, they cannot then apply for PIDA and say it’s for rent.  
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