​Here are the cold hard facts. It is no secret that employers share the burden of healthcare costs, especially when it comes to chronic diseases. If your employees have these types of conditions, your costs are higher. Also, according to the Surgeon General, you can’t ignore the indirect costs that reduce workforce productivity and contribute to declines in labor force participation. For example, the average full-time worker with diabetes misses an estimated 5.5 workdays per year; unplanned absences for this disease cost U.S. employers $20 billion annually in lost productivity. The indirect costs of diabetes to employers may approach $90 billion per year.

​Applications will be accepted: 
Friday, December 18th at 3:00pm - Tuesday, December 28th, at 2:00pm

• Due to the increase in the spread of CV‐19, applications will only be accepted online through the portal.
  
• Submission of application to Delco Strong: Rapid Response is not a guarantee of funding.
  
• Funding is anticipated to be awarded mid‐January.

This program is being offered ONLY to those industries directly affected by Governor Wolf’s new mitigation order announced on Thursday, December 10th that went into effect on Saturday, December 12th and continues through Monday, January 4th.

by Marc Millison, Partner at Risk Averse Insurance
It is looking more likely that COVID-19 is going to have a long-term impact on our economy. Businesses are being forced to close their doors which could spell the end for many and be a major setback for most. Sustaining your business through this time is going to require tightening your belt and cutting costs where you can.

As a commercial insurance brokerage, we’ve fielded many calls these last few weeks from clients with a lot of questions about this situation. But they all boiled down to two basic questions:

1. How will my insurance respond to this situation?
2. What can I do to cut costs during this time?

With this in mind, I put together some information which should be helpful for those of you who haven’t had an opportunity to reach out to your broker or haven’t received a clear response.