Delaware County Chamber of Commerce
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  • About Us
    • Our Team
    • Board of Directors
    • Committees >
      • Diversity, Equity & Inclusion
      • Business Owners Group
      • Government Affairs - Advocacy in Action
      • Veterans & Business
      • YP Committee
    • Facility Rentals
  • Events & News
    • Biz Buzz Blog
    • Chamber Calendar
    • Community Calendar
    • Webinar Archive
    • Nominate
    • Community News
    • Sponsor
    • Host
  • Membership
    • Business Directory
    • JOIN NOW!
    • Why Join?
    • Member Discounts
    • Member to Member Coupons
    • Advertising
    • Member Connect
    • Member Login
    • Testimonials
  • Workforce Development
  • Chamber Foundation
    • History
    • Foundation Board of Directors
    • Get Involved
    • Programs >
      • Leadership Delaware County
      • Magnifying Manufacturing
      • Youth Leadership Academy
  • Local Information
    • COVID-19
    • Advocacy in Action
    • Business Resources
    • County Government
    • Visit Delco, PA
    • Elected Officials
    • Job Bank
    • Shop Delco, PA!

Biz Buzz
CHAMBER BLOG

The Small Business Owner’s Guide to the CARES Act

3/27/2020

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The federal CARES Act was signed into law March 27, 2020. The Act provides enhanced Unemployment Compensation (UC) benefits and Pandemic Unemployment Assistance (PUA) for Pennsylvanians. 
For specific details, read our Notice of CARES Act Programs Potentially Available to You.
This new law provides: 
​​Pandemic Unemployment Compensation (FPUC) - Additional Benefits
An additional $600 per week, on top of regular benefits, to all UC recipients


Pandemic Unemployment Assistance (PUA) - Self-Employed, Contractors
Expanded eligibility for individuals who have traditionally been ineligible for UC benefits (e.g., self-employed workers, independent contractors)


​Pandemic Emergency Unemployment Compensation (PEUC) - For UC Benefit Exhaustees
An additional 13 weeks of UC benefits, beyond the regular 26 weeks already provided, for a total of 39 weeks of coverage.

The federal CARES Pennsylvania Guidance one-pager includes information on what you need to know and do. ​

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COVID-19: Capital Access Program & Application

3/26/2020

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Please note applications for this program are no longer being accepted.
Go to www.delcochamber.org/coronavirus for current funding programs. 
​
Program Highlights:
  • Any company with 100 or less employees at time of application.
  • Based on incurred working capital costs for up to the last 6 months.
  • Up to $100,000 at 0% interest for a 3 year term amortized over 12 years and no payments for the first 12 months. (That equals monthly payments of about $700 in years 2 and 3 with a balloon of $83k at the end)
  • No prepayment penalty
  • No job requirements 
  • Collateral will be a state UCC filing on all business assets current and future (in subordinate post) and personal guarantee of any individual with 20% or more ownership in company,
*Agricultural Producers are at a 2% interest rate due to statute.
Applications will be processed on a first come first serve basis.
​Start the Application Process Here: http://www.delcopa.org/covid-cwca.php
​Capital Access Program Factsheet
​

NOTE: This is a state program. Small business can apply for both state loan programs and the federal programs, however, they cannot use the loan proceeds for the same “loss.”  For example, if someone applies for the federal economic injury disaster loan to help cover rent for the next 6 months, they cannot then apply for PIDA and say it’s for rent.  
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COVID-19: SUPPORTING DELAWARE COUNTY’S HEALTH CARE INDUSTRY

3/25/2020

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The presence of the coronavirus (COVID-29) epidemic is being felt and making a significant impact on the daily lives of human beings across the globe. Starting in Wuhan, China and now hear in Delaware County, this outbreak has overwhelmed the health care industry.
​
Today, Delaware County has 80 confirmed cases of COVID-19 and that number is expected to soar as we have seen in states that boarder Pennsylvania like New Jersey and New York. Our health care professionals provide essential services to ensure the residents of our community are healthy and can live fulfilling lives year-round but right now they are facing a crisis. Supplies shortages are putting these professionals at risk and holding them back from being able to provide the type of care that is required for each patient. 

Community stakeholders from across the county have volunteered their 

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Delaware County Chamber of Commerce.  All Rights Reserved.
1001 Baltimore Pike  |  Suite 9 LL  |  Springfield, PA 19064
Phone: (610) 565-3677 |
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